Umbrella Liability

Umbrella Liability provides additional coverage when the limits of insurance on an underlying policy are exceeded. For instance, if your agency has $1,000,000 coverage under your E&O policy and you have a claim settlement for $1,500,000, the umbrella policy would pick up the additional amount.  Umbrella Liability policies also add coverage to General Liability, Hired and Non-owned Auto Liability, and Employer's Liability for a single premium, and applies to your E&O policy as well.  PIA Insurance Services, Inc. has a top-rated carrier - Penn National - which can tailor an Umbrella Liability policy for you that is effective and affordable.

Click below for more resources.

  • Agents Umbrella Application

  • Short Form Renewal Application

  • VA Specimen Policy

For more information, contact or (804) 486-4222.